Question 1

What is a pawn?

Accepted Answer

A pawn is a loan on your everyday items, such as jewelry, firearms, electronics, or tools.

Question 2

I’ve never pawned anything before. How does it work?

Accepted Answer

All we need is a government issued ID to get you started. There is no credit check required. The amount of your loan is determined by the value of your collateral not your credit score. State laws differ on the term of a pawn loan, but in Florida, the term is 30 days. This means you have thirty days to either pay your pawn loan (plus the pawn total interest charges) in full, and receive your merchandise back, or simply pay the pawn interest charge for the month to extend your loan another 30 days. If no payment is received within 60 days, your merchandise will be put out for sale to the general public.

Question 3

Can I have more than one pawn loan at a time?

Accepted Answer

Yes, we do not limit the number of loans that one customer may have.

Question 4

What if I can’t afford to pay my loan off in full?

Accepted Answer

The minimum required payment is the monthly interest charge. Or total charges due.

Question 5

Is my property safe and secure while in pawn?

Accepted Answer

Yes. In addition to our state-of-the-art security system, we are also fully insured.

Question 6

I don’t want a loan, do you buy items too?"

Accepted Answer

Simply put…yes. We buy almost anything of value. All that is needed is a government or State issued ID.

Question 7

What forms of identification do I need to pawn or sell an item?

Accepted Answer

You will need a government issued picture ID, or a State Issued Driver’s License or ID Card, Military ID, Passport, Alien Registration Card, etc.

Question 8

How do you determine the value of my collateral merchandise?

Accepted Answer

Value is based on several criteria, such as: age, condition, desirability, and what price we would expect to receive for your item. Our C.U.R.E.’s are trained to properly research an items value to ensure you are offered top dollar for your merchandise.

Question 9

What about jewelry? How do you determine its value?

Accepted Answer

Each jewelry item is inspected individually. Diamonds, Gold and Silver are tested to verify authenticity. Gold and Silver are tested using a special precious metal acid that determines the karat of gold. Diamonds are tested with a diamond tester, as well as a jeweler’s loupe. Carat weight of the diamond, as well as the color, cut and clarity are all taken into consideration.

Question 10

Do you really buy broken gold? How do you determine the price?

Accepted Answer

YES, not only do we buy broken or unwanted gold, but silver as well. The price of gold and silver is based on market value, and can change daily. The market value for 24k gold is significantly higher than that of 10k gold. The higher the karat, the more your gold is worth.

Question 11

Can I pawn or sell my gun?

Accepted Answer

Yes. While many pawnshops do not accept firearms. A background check is required on all pawn redemptions and sales.

Question 12

How do you know the items brought to you aren’t stolen?

Accepted Answer

While we can never be 100% sure, statistics show that less than 1 percent of pawn items are stolen goods. Florida pawnshops are required by law to report all items either pawned or bought. West Coast Pawn & Gun electronically transmits all information for each pawn and/or buy daily. This includes: a description of the merchandise, serial number, model number, and the name, identification number, and thumbprint of the person who brought it to us.

WEST COAST PAWN & GUN

FREQUENTLY ASKED QUESTIONS

What is a pawn?

I’ve never pawned anything before. How does it work?

Can I have more than one pawn loan at a time?

What if I can’t afford to pay my loan off in full?

Is my property safe and secure while in pawn?

I don’t want a loan, do you buy items too?"

What forms of identification do I need to pawn or sell an item?

How do you determine the value of my collateral merchandise?

What about jewelry? How do you determine its value?

Do you really buy broken gold? How do you determine the price?

Can I pawn or sell my gun?

How do you know the items brought to you aren’t stolen?

ABOUT US

SERVICES

CONTACT

​WEST COAST PAWN & GUN

FREQUENTLY ASKED QUESTIONS

What is a pawn?

I’ve never pawned anything before. How does it work?

Can I have more than one pawn loan at a time?

What if I can’t afford to pay my loan off in full?

Is my property safe and secure while in pawn?

I don’t want a loan, do you buy items too?"

What forms of identification do I need to pawn or sell an item?

How do you determine the value of my collateral merchandise?

What about jewelry? How do you determine its value?

Do you really buy broken gold? How do you determine the price?

Can I pawn or sell my gun?

How do you know the items brought to you aren’t stolen?

ABOUT US

SERVICES

CONTACT

WEST COAST PAWN & GUN